/* MoneyCalcHub styles */
:root{--ink:#0E1B3D;--cobalt:#2C4BF0;--sky:#7FA2FF;--sun:#FFC933;--coral:#FF6B57;--mint:#3EDDB4;--slate:#46547A;--muted:#33406A;--rule:#31406E;--field:#6B79A8}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font:17px/1.6 'Public Sans',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3,.brand,.res-main strong,.stat strong,.tile .eg strong{font-family:'Bricolage Grotesque','Public Sans',system-ui,sans-serif}
a{color:var(--cobalt)}
:focus-visible{outline:3px solid var(--coral);outline-offset:2px}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px;z-index:20}
.skip:focus{left:8px}
.inner{max-width:1120px;margin:0 auto;padding:0 24px}

/* header */
.site-header .inner{display:flex;flex-wrap:wrap;align-items:center;gap:4px 28px;padding-top:12px;padding-bottom:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:23px;letter-spacing:-.01em;min-height:44px}
.nav{display:flex;flex-wrap:wrap;align-items:center;gap:0 24px;margin-left:auto}
.nav a{display:inline-block;padding:10px 0;color:var(--ink);text-decoration:none;font-weight:600;font-size:16px}
.nav a[aria-current=page]{border-bottom:3px solid var(--coral)}
.nav a.pill{display:inline-flex;align-items:center;min-height:44px;padding:0 20px;background:var(--coral);border-radius:22px;font-weight:700;border-bottom:0}

/* hero */
.hero{position:relative;overflow:hidden;background:var(--cobalt);color:#fff}
.hero .inner{position:relative;display:flex;flex-wrap:wrap;align-items:center;gap:56px;padding-top:72px;padding-bottom:96px}
.deco{position:absolute;border-radius:50%;pointer-events:none}
.d1{right:-110px;top:-120px;width:340px;height:340px;background:var(--sun)}
.d2{left:-70px;bottom:-90px;width:230px;height:230px;background:var(--mint)}
.d3{right:40%;top:30px;width:56px;height:56px;border-radius:16px;background:var(--coral);transform:rotate(18deg)}
.d4{right:230px;bottom:-70px;width:140px;height:140px;background:var(--mint)}
.hero h1{margin:0;font-weight:800;font-size:clamp(40px,5.4vw,68px);line-height:1.03;letter-spacing:-.03em;max-width:13ch;color:#fff}
.hero .lead{margin:0;font-size:20px;color:#E1E8FF;max-width:44ch}
.hero-copy{flex:1 1 420px;min-width:0;display:flex;flex-direction:column;gap:26px}
.actions{display:flex;flex-wrap:wrap;gap:12px 20px;align-items:center}
.btn{display:inline-flex;align-items:center;min-height:52px;padding:0 28px;border-radius:26px;font-weight:700;font-size:17px;text-decoration:none}
.btn.coral{background:var(--coral);color:var(--ink)}
.btn.ghost{border:2px solid #fff;color:#fff;font-weight:600;padding:0 24px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:18px;background:rgba(255,255,255,.16);color:#fff;font-size:15px;font-weight:500}
.chip:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--mint)}
.hero.small .inner{display:block;padding-top:40px;padding-bottom:128px}
.hero.small h1{max-width:none;margin:0 0 14px;font-size:clamp(36px,4.8vw,58px)}
.hero.small .lead{max-width:56ch}
.hero.plain .inner{display:block;padding-top:48px;padding-bottom:56px}
.hero.plain h1{max-width:none;margin:0 0 10px;font-size:clamp(36px,4.8vw,56px)}
.crumbs{font-size:14px;color:#E1E8FF;margin-bottom:16px}
.crumbs a{color:#fff}

/* hero calculator panel */
.panel{flex:1 1 440px;min-width:0;background:#fff;color:var(--ink);border-radius:24px;padding:28px;display:flex;flex-direction:column;gap:20px;box-shadow:0 24px 48px rgba(14,27,61,.28)}
.panel h2{margin:0;font-size:22px;font-weight:700}
.row{display:flex;flex-wrap:wrap;gap:16px}
.row .field{flex:1 1 110px}
.row .field input{height:52px;font-size:18px;padding:0 14px}
.panel .note{margin:0}

/* fields */
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:14px;font-weight:600}
.field input{height:56px;width:100%;border:2px solid var(--field);border-radius:12px;padding:0 16px;font:inherit;font-size:20px;font-variant-numeric:tabular-nums;color:var(--ink);background:#fff}

/* results */
.results{background:var(--ink);color:#fff;border-radius:16px;padding:24px;display:flex;flex-direction:column;gap:18px}
.res-main span{display:block;font-size:14px;color:#BCC8F2;font-weight:500}
.res-main strong{display:block;font-weight:800;font-size:56px;line-height:1.08;letter-spacing:-.02em;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.res-main.mid strong{font-size:38px;line-height:1.15}
.res-main.msg strong{font-size:22px;line-height:1.35;letter-spacing:0}
.bar{display:flex;height:16px;border-radius:8px;overflow:hidden;background:var(--sun)}
.bar i{display:block;height:100%;background:var(--sky)}
.rows{margin:0;display:flex;flex-direction:column}
.rows div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid var(--rule)}
.rows div:last-child{border-bottom:0;padding-bottom:0}
.rows dt{display:flex;align-items:center;gap:10px}
.rows dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;text-align:right}
.sw{display:inline-block;width:12px;height:12px;border-radius:4px;flex:none}
.sw.in{background:var(--sky)}
.sw.int{background:var(--sun)}
.empty{margin:0;color:#BCC8F2}

/* calculator page */
.pull{position:relative;margin-top:-72px;padding-bottom:80px}
.calc-panel{display:flex;flex-wrap:wrap;background:#fff;border-radius:24px;overflow:hidden;box-shadow:0 24px 48px rgba(14,27,61,.22)}
.calc-panel form{flex:1 1 340px;min-width:0;padding:32px;display:flex;flex-direction:column;gap:22px}
.calc-panel .results{flex:1.25 1 400px;min-width:0;border-radius:0;padding:32px;gap:22px}
.calc-panel .res-main strong{font-size:64px}
.calc-panel .res-main.mid strong{font-size:42px}
.calc-panel .res-main.msg strong{font-size:24px}
.calc-panel .bar{height:18px;border-radius:9px}
.note{margin:14px 0 0;font-size:14px;color:var(--slate)}
.ad{margin:32px 0}
.ad:empty{margin:0}
.cols{display:flex;flex-wrap:wrap;gap:48px;margin-top:56px;align-items:flex-start}
.cols article{flex:999 1 560px;min-width:0;max-width:720px}
.cols aside{flex:1 1 280px;min-width:0;max-width:340px}
.cols h2{margin:0 0 12px;font-weight:800;font-size:32px;letter-spacing:-.02em;line-height:1.12}
.cols article h2:not(:first-child){margin-top:52px}
.cols h3{margin:22px 0 6px;font-weight:700;font-size:21px}
.cols p{color:var(--muted);margin:0 0 16px}
.cols aside h2{font-size:24px;letter-spacing:-.01em;margin-bottom:14px}
.formula{background:#FFEDB8;border-radius:16px;padding:22px 26px;font-size:20px;font-variant-numeric:tabular-nums;overflow-x:auto;margin:0 0 16px}
.stats{display:flex;flex-wrap:wrap;gap:14px}
.stat{flex:1 1 150px;border-radius:16px;padding:18px 20px}
.stat small{display:block;font-size:14px;color:var(--muted)}
.stat strong{display:block;font-weight:700;font-size:28px;line-height:1.2;font-variant-numeric:tabular-nums}
.more a{display:flex;align-items:center;min-height:52px;padding:0 16px;border-radius:14px;color:var(--ink);text-decoration:none;font-weight:600;margin-bottom:10px}

/* home sections */
.section{padding-top:88px;padding-bottom:80px}
.section-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:12px 32px;margin-bottom:32px}
.section-head h2,.trust h2{margin:0;font-weight:800;font-size:clamp(32px,4vw,46px);letter-spacing:-.025em;line-height:1.08}
.legend{display:flex;flex-wrap:wrap;gap:6px 20px;margin:0;font-size:15px;color:var(--slate)}
.legend span{display:inline-flex;align-items:center;gap:8px}
.sw.blue{background:var(--cobalt)}
.sw.yellow{background:var(--sun);border:1px solid var(--ink)}
.tiles{display:flex;flex-wrap:wrap;gap:20px}
.tile{flex:1 1 320px;min-width:0;min-height:300px;border-radius:24px;padding:28px;display:flex;flex-direction:column;justify-content:space-between;gap:24px;text-decoration:none;color:var(--ink)}
.t-sky{background:#DCE5FF}.t-mint{background:#CFF5E8}.t-lilac{background:#E4DCFF}.t-coral{background:#FFDAD3}.t-sun{background:#FFEDB8}
.tile .ico{display:flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:16px;background:#fff}
.tile h3{margin:12px 0 0;font-weight:700;font-size:28px;line-height:1.12}
.tile p{margin:12px 0 0;color:var(--muted)}
.tile .eg{display:flex;flex-direction:column;gap:10px}
.tile .eg small{font-size:14px;color:var(--muted)}
.tile .eg strong{font-size:36px;line-height:1.1;font-variant-numeric:tabular-nums}
.tile .eg strong span{font-family:'Public Sans',system-ui,sans-serif;font-size:16px;font-weight:500}
.mini{display:flex;width:100%;max-width:180px;height:14px;border-radius:7px;overflow:hidden;background:var(--sun);border:2px solid var(--ink)}
.mini i{display:block;height:100%;background:var(--cobalt)}
.tile.add{background:#fff;border:2px dashed var(--field)}
.tile.add .ico{background:#E8EEFF}
.tile .cta{font-weight:700;color:var(--cobalt)}
.trust{background:#E8EEFF;padding:80px 0}
.trust h2{margin-bottom:36px;max-width:16ch}
.cols3{display:flex;flex-wrap:wrap;gap:36px}
.cols3 .item{flex:1 1 260px;min-width:0;display:flex;flex-direction:column;gap:12px}
.cols3 h3{margin:0;font-weight:700;font-size:23px}
.cols3 p{margin:0;color:var(--muted);max-width:36ch}
.circ{display:flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:50%}

/* text pages */
.prose{max-width:760px;margin:0 auto;padding:56px 24px 88px}
.prose h2{font-weight:800;font-size:28px;letter-spacing:-.02em;margin:40px 0 10px}
.prose p{color:var(--muted)}
.prose .btn{margin-top:8px}

/* footer */
.site-footer{background:var(--ink);color:#D3DBF5;padding:48px 0;font-size:14px}
.site-footer p{margin:0 0 14px;max-width:70ch}
.site-footer .links{display:flex;flex-wrap:wrap;gap:0 24px;font-size:16px}
.site-footer a{display:inline-block;padding:10px 0;color:#fff;font-weight:600}

@media (max-width:700px){
  .hero .inner{padding-top:48px;padding-bottom:72px;gap:36px}
  .hero.small .inner{padding-bottom:104px}
  .calc-panel form,.calc-panel .results{padding:22px}
  .calc-panel .res-main strong{font-size:52px}
  .section{padding-top:56px;padding-bottom:56px}
  .panel{padding:20px}
}

/* WordPress enhancements */
.mch-editor-content{padding-top:36px;padding-bottom:48px;max-width:1050px}.mch-editor-content p{line-height:1.8}.mch-editor-content a{text-decoration:underline}.calc-panel input:focus-visible,a:focus-visible{outline:3px solid #2C4BF0;outline-offset:3px}

/* V2 mobile layout and touch accessibility */
html,body{max-width:100%;overflow-x:clip}
img,svg,video,iframe{max-width:100%;height:auto}
input,select,button{max-width:100%;font:inherit}
input[type=number]{width:100%;min-width:0;font-size:16px}
.calc-panel,.results,.panel,.tile{min-width:0;overflow-wrap:anywhere}
@media(max-width:760px){
 .inner{padding-left:18px;padding-right:18px}
 .site-header .inner{gap:6px 12px}
 .site-header .brand{font-size:20px}
 .site-header .nav{flex:1 0 100%;margin-left:0;display:flex;gap:4px 14px;justify-content:flex-start;overflow-x:auto;flex-wrap:nowrap;scrollbar-width:thin;padding-bottom:5px}
 .site-header .nav a{white-space:nowrap;flex:0 0 auto;font-size:14px;min-height:44px;display:inline-flex;align-items:center}
 .site-header .nav a.pill{padding:0 14px}
 .hero .inner{gap:28px;padding-top:38px;padding-bottom:64px}
 .hero-copy{flex-basis:100%}
 .hero h1{font-size:clamp(35px,10vw,48px)}
 .hero .lead{font-size:17px}
 .calc-panel{width:100%;max-width:100%}
 .calc-panel form,.calc-panel .results{padding:18px}
 .calc-panel .res-main strong{font-size:clamp(28px,9vw,46px);overflow-wrap:anywhere}
 .tiles{gap:14px}.tile{flex-basis:100%;min-height:230px;padding:22px}
 .tile h3{font-size:24px}
 .actions .btn{justify-content:center;min-height:48px}
 .prose{padding:36px 18px 60px}
 .section{padding-top:42px;padding-bottom:42px}
}
@media(max-width:380px){.brand{font-size:18px}.calc-panel .res-main strong{font-size:30px}}

/* V3 WordPress editor + Elementor compatibility */
.mch-primary-content{max-width:880px;margin:0 auto;padding-top:45px;padding-bottom:75px;min-height:280px}
.mch-primary-content > *{max-width:100%}
.mch-primary-content h2,.mch-editor-content h2{margin:30px 0 14px}
.mch-primary-content p,.mch-editor-content p{line-height:1.75}
.mch-contact-form{display:grid;gap:18px;max-width:650px;margin:24px 0}
.mch-contact-form label{display:grid;gap:8px;font-weight:600}
.mch-contact-form input,.mch-contact-form textarea{width:100%;box-sizing:border-box;border:1px solid #cbd5e1;border-radius:10px;background:#fff;padding:13px 15px;color:#0e1b3d;font:inherit}
.mch-contact-form input:focus,.mch-contact-form textarea:focus{outline:2px solid #2c4bf0;outline-offset:2px}
.mch-contact-form button{justify-self:start;cursor:pointer;border:0}
.mch-honeypot{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.mch-form-success,.mch-form-error{padding:14px 18px;border-radius:10px}
.mch-form-success{background:#ecfdf5}.mch-form-error{background:#fef2f2}
.mch-elementor-page,.mch-elementor-home{min-height:300px}
@media(max-width:760px){.mch-primary-content{padding:30px 18px 50px}.mch-contact-form button{width:100%;justify-content:center}.mch-editor-content{padding-left:18px;padding-right:18px}}